Retirement is a major step in the life of a working adult. Let us create a plan that will help you seamlessly transition into retirement. As a firm, our fundamental belief is that we must take a long-term view of a client’s retirement plan by helping to create a plan that addresses his/her specific goals and objectives. Periodically reviewing the plan allows room for adjustments along the way so the right program is ultimately implemented.
What do we mean by that?
We like to start from the very beginning. By developing a budget, we can reasonably estimate how much our clients will need to routinely withdraw from their retirement accounts, as well as Social Security and pension benefits. From there, we look at whether the client is at risk of outliving their money—longevity risk—and put together a plan to address that risk.
Client satisfaction, as well as providing useful and timely information, are of the utmost importance at our firm. When the market is not great, we provide the greatest value to our clients through behavioral coaching (decision-making), withdrawal advice, and whether or not to rebalance portfolios.
We offer access and advice regarding Traditional and Roth IRA’s, SIMPLE and SEP IRA’s, as well as employer-sponsored 401(k)’s and Profit-Sharing Plans.